Welcome to LAD Credit – your trusted online resource for all things related to credit repair, personal finance, and earning extra income. Our mission is simple:
To help everyday people take control of their money, improve their credit scores, and unlock real financial opportunities.
We understand how confusing and frustrating it can be to deal with bad credit, rejected loan applications, or not having enough money left at the end of the month. That’s why we created LAD Credit — to offer clear, honest, and helpful financial advice that anyone can follow, regardless of where you’re starting from.
What We Do
At LAD Credit, we focus on 3 key areas:
1. Credit Repair Education
We share step-by-step guides to help you:
- Understand your credit report
- Dispute inaccurate information with credit bureaus
- Boost your credit score legally and safely
- Rebuild credit using secured credit cards and credit builder loans
If your score is stuck in the low 500s or you’ve recently been denied for a loan, we’re here to help you fix it — no scams, no shady tactics.
Related guides we offer include:
2. Smart Money Advice
We break down complex financial topics in plain English, including:
- The best credit cards for your situation (bad credit, cash back, travel)
- How personal loans work and how to find the lowest APR
- Debt payoff strategies like the snowball and avalanche methods
- Budgeting for low-income households or single parents
We also compare services like:
- Experian vs Credit Karma
- Debt consolidation vs bankruptcy
- MyFICO vs Credit Sesame
3. Side Hustles & Income Ideas
Sometimes, the best way to fix your finances is to increase your income. That’s why we write about:
- Legit side hustles that pay weekly
- Easy side hustles you can do even if you have no experience
- High-paying survey sites and cashback apps
- Ways to start freelancing from home
Why LAD Credit?
We’re not some faceless corporation. We’re real people who’ve faced real credit problems — and overcame them.
Whether you’re working full-time, living paycheck to paycheck, or trying to recover from financial mistakes, our site is built with you in mind. Everything we write is:
- Easy to understand
- Based on real experiences
- Updated regularly to reflect the latest financial trends and offers
We’ve already helped thousands of visitors repair their credit, qualify for better credit cards, and earn extra income through side hustles. We want to help you too.
How We Make Money (Transparency)
LAD Credit is free to use. However, we may earn money in the following ways:
- Affiliate links: When you click a link to a product or service we recommend (like a credit card or budgeting app), we may earn a commission — at no cost to you.
- Ads: We display ads through networks like Google AdSense to support the content we create.
- Sponsored content: Occasionally, we may publish sponsored posts from financial companies — but we always disclose this clearly.
Our promise: We never recommend a product we wouldn’t use ourselves.
Tools & Resources You’ll Find Here
- Free credit repair checklists
- Budget templates
- Secured credit card reviews
- Loan calculators
- Side hustle directories
We aim to be your go-to financial guide — no matter your current situation.
Get in Touch
Have a question or want to share your story?
We’d love to hear from you!
📧 Email: [email protected]
📍 Location: United States (100% online-based)
You can also follow us on social media (coming soon!) or subscribe to our newsletter for exclusive money tips.
Our Core Beliefs
- Everyone deserves a second financial chance
- You don’t need to be rich to build credit
- Simple money habits can change your life
- Knowledge is power — and we want to share it with you
Optimize Your Life. Repair Your Credit. Start Today.
LAD Credit is more than just a blog. It’s a movement to help people take back control of their finances and achieve the financial freedom they deserve.
We invite you to read, learn, apply — and watch your life change one step at a time.
Thanks for being here.
— The LAD Credit Team