This Privacy Policy explains how SparoBanks (“we”, “us”, “our”, accessible at sparobanks.co.uk) collects, uses, and protects information when you visit our website. We are committed to protecting your privacy and handling your data in an open and transparent way, in line with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
This policy is a general template and should be reviewed by a qualified legal professional before publishing, to make sure it fully reflects your specific data practices, business details, and any tools or services you actually use on the site.
Who We Are
SparoBanks (sparobanks.co.uk) is a UK-based public-interest finance and consumer information website, founded and run by Jasper Chinedu. We provide general information on government payments and benefits, personal finance, household money, consumer rights, and cost-of-living topics affecting people in the UK. If you have any questions about this policy, you can contact us at [email protected].
Information We Collect
Information you provide directly. If you contact us by email or through a contact form, we collect the information you provide, such as your name, email address, and the content of your message.
Information collected automatically. Like most websites, we automatically collect certain information when you visit, including your IP address, browser type, device information, pages visited, and how you interact with the site. This is typically collected through cookies and similar tracking technologies.
Cookies and similar technologies. We use cookies to operate the website, understand how visitors use our content, and, where applicable, to support advertising. Cookies are small text files stored on your device. You can control or delete cookies through your browser settings, though disabling certain cookies may affect how the site functions.
Advertising and Third-Party Services
Google AdSense. We use Google AdSense to display advertisements on this site. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this website and other websites. Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to this site and other sites on the internet.
You can opt out of personalised advertising by visiting Google’s Ads Settings at www.google.com/settings/ads. You can also opt out of a third-party vendor’s use of cookies for personalised advertising by visiting www.aboutads.info.
For more information on how Google uses information from sites that use its services, please visit: https://policies.google.com/technologies/partner-sites
Analytics. We may use analytics services, such as Google Analytics, to help us understand how visitors use our site. These services may use cookies and similar technologies to collect and analyse information about your use of the site. This information may be transmitted to and stored by the analytics provider on servers, which may be located outside the UK or European Economic Area.
Other third-party links. Our site may contain links to other websites, including financial products, tools, or services we mention in our content. We are not responsible for the privacy practices of external websites, and we encourage you to review the privacy policy of any site you visit through a link on SparoBanks.
How We Use Your Information
We use the information we collect to:
- Operate, maintain, and improve the website
- Respond to enquiries and correspondence sent to us
- Understand how visitors use our content, so we can improve it
- Display relevant advertising through third-party ad networks such as Google AdSense
- Comply with our legal obligations
Legal Basis for Processing (UK GDPR)
Where UK GDPR applies, we process personal data on the following legal bases:
- Consent, for example when you agree to non-essential cookies or contact us voluntarily
- Legitimate interests, for example to understand site usage and improve our content, provided this does not override your rights and interests
- Legal obligation, where we are required to process data to comply with the law
Data Retention
We retain personal information only for as long as necessary for the purposes outlined in this policy, or as required by law. Contact form submissions and email correspondence are generally retained for a reasonable period to allow us to respond and maintain records, after which they are deleted or anonymised.
Your Rights
Under UK GDPR, you have the right to:
- Request access to the personal data we hold about you
- Request correction of inaccurate personal data
- Request deletion of your personal data, in certain circumstances
- Object to or restrict certain processing of your data
- Request data portability, where applicable
- Withdraw consent at any time, where processing is based on consent
To exercise any of these rights, please contact us at [email protected]. You also have the right to lodge a complaint with the UK’s Information Commissioner’s Office (ICO) at ico.org.uk if you believe your data has been mishandled.
Children’s Privacy
SparoBanks is not directed at children, and we do not knowingly collect personal information from anyone under the age of 16. If you believe a child has provided us with personal information, please contact us so we can remove it.
Data Security
We take reasonable technical and organisational measures to protect the information we hold from unauthorised access, loss, or misuse. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
International Data Transfers
Some of the third-party services we use, including Google AdSense and any analytics tools, may process data outside the UK or European Economic Area. Where this happens, we rely on those providers’ own compliance mechanisms, such as standard contractual clauses, to ensure an adequate level of data protection.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. We will post any updates on this page with a revised “last updated” date. We encourage you to review this policy periodically.
Contact Us
If you have any questions about this Privacy Policy or how we handle your data, please contact us at: